The Bank of Neoxian shall loan the sum of 3100 steem to 
To insure payment of this loan, the lendee promises to hand over their Owner key(s) to the bank. The bank will give back new active and posting keys to the lendee. The lendee affirms that the owner key(s) are given voluntarily and their account(s) are not stolen. They promise not to initiate the Stolen account recovery procedure.
The lendee agrees that if the Bank decides to change the active key(s) and keep them private, this does not constitute of breach of contract.
Lendee also consents to Bank changing the trustee if the Bank so chooses.
The Lendee promises not to power down the account(s) to the point where the collateral would be less than the owed value, or if it is necessary to powerdown to pay the loan, then the full powerdown should go to the bank.
The Lendee agrees this contract remains valid regardless of any flags this contract post might receive.
Owner key(s) will be returned upon successful completion of loan.
In addition to 
In the event of a default, a penalty of 100 steem shall be accessed. At that point, any Steem, SBD, or the 8.5 Neoxagm miners shall be sold until the loan + interest + penalty are paid. Any remaining assets shall be returned to the lendee.
Please sign below...
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