Democracy requires an executive committee that can help implement it. Executive committee needs funds. Funds require security and proper utilization. Worldwide democracy in family environment is not established because our banking system did not grow up in favor of democracy. Obviously a bank will make profit but at the same time it should have social contributions. Some of our modern banks doing social contributions nowadays. But their conception is quite wrong. Their Social contribution means helping people who are disabled or poor, but social contribution should be for all people or basically for democracy. You cannot destroy poverty helping poor people but you can destroy it destroying the system that generates poverty. Democracy is the best system to destroy poverty if you understand and practice it.