For those of you that have been following my epic story of opening a brewery, we have now gotten to the hard part...raising capital via a lender...yuck! So I've avoided the ass pain, evil empire by bypassing large banks and went to a non-profit organization called Colorado Enterprise Fund or CEF (http://www.coloradoenterprisefund.org)...great folks thus far. Downside of course is the still very intrusive nature of the entire loan process.
Yes, yes I understand that the banks and non-profit lenders like CEF need to asses risk/reward based off of a finite resource, capital, but indeed there must be a better way...let's make a crypto market for breweries, instead of ICOs maybe the could be BCOs (Beer Coin Offerings)! We could truly democratize the funding of capital intensive businesses like breweries, make interested individuals as stakeholders and leave out the bureaucratic process of applying for debt capital. I have no idea how that would work but would welcome ideas.