Beluga Pay — The Future of payment

Beluga Pay
“The future of payment”

The Problem.

One of the main sectors blockchain is influencing at this moment is certainly banking and financial sector. Bitcoin main purpose was making payments easier, quicker and more transparent all over the world. Today after almost 10 years there are numerous projects rising and trying to take a part of money/banking crypto sector. The main problem why Bitcoin and the other cryptocurrencies are still not accepted as a mainstream way of payment is that no one made a simple way for traders to except it and for their costumes to spend it in the easy, secure and transparent way.

"One app to rule all crypto credit, debit payments. Perfect for an individuals and merchants"

Based in Mexico, BelugaPay is a mobile sales system that mostly targets those that are not regular bank account users. This sales system accepts payments through cryptocurrencies, credit and debit cards. According to research conducted by the company, only a few merchants accept digital payments. With the point of sales mobile application, merchants can receive instant payment along with several other benefits. Their native cryptocurrency BBI is designed to solve real commercial problems and provide unique incentives. Holders of BBI tokens receive 0. 5% of all transaction fees and BBI can be used to make instant payments for merchandise.

BelugaPay also has partnerships with reputable institutions. One of which is Banorte Bank with a revenue of more than 4.5 million dollars. The collaboration with this bank enables users to apply for loans using their sales system. Partnership with Pemex, one of the biggest oil companies in Mexico, also adds more credibility to this company. With revenue of 120 billion dollars, Pemex has also integrated the BelugaPay application to enable users to pay for gas at their stations using cryptocurrency or credit card all through BelugaPay App.

"One app to rule all crypto credit, debit payments. Perfect for an individuals and merchants"

In summary, BelugaPay can be used to pay for orders using Beluga Restaurant Edition, apply for loans, and pay for products and services through cryptocurrencies, credit or debit cards. The Beluga Blockchain consists of BPoint of Sale, BelugaPay Restaurant Edition, BelugaPay Peer 2 Peer and BelugaPay Payment Data suite platforms all designed specially to give merchants a more accessible and more unified experience.

BelugaPay offers a food and beverage industry management system for
small and medium businesses, all through a tablet thats connected
to a local server which frequently updates to the cloud. This lets the
business operate even when internet is not optimal.

Other BelugaPay products

BelugaPAY — Beluga P2P Money Transfer + E-Wallet
BelugaLOAN- Beluga Crypto Micro Loans
BelugaEXC — Beluga Cryptocurrency Exchange Market

How It Works

Consumer buys a product or consumes a service from a merchant using one of our products.
For example a customer orders food in a restaurant using BELUGA’s Restaurant Edition Application.
Consumer makes payment for the product or service using Fiat Currency (ex. $USD) or Crypto currency (Bitcoin, Ether or BBI).
If the payment is made using a credit card in Fiat Currency, the merchant can decide to use BBI tokens in order to receive an Instant Merchant Deposit* instead of having to wait the traditional two working days for the settlement to occur.
Loyalty points can be redeemed when the consumer or merchant collect enough points.
Loyalty points are accumulated for consumers on every purchase of a product and service.
Loyalty points for merchants are accumulated on every sale of a product and service.
The ratio of points with currencies is calculated using built-in configurators and Oracles based on the market dynamics

BELUGA ICO

Beluga tokens (BBI) will only be released during the contribution period. Participating in the global peer-to-peer lending market and the development. BBI sells ERC-20 compatible Ethereum-based Beluga token for crowdsale. The aim of the token sale is to provide a discounted participation for the early adopters of the global peer-to-peer lending market and further develop the global scale decentralized lending market. To provide a functional lending market to such extent, early adopters are required. By purchasing BBI, the early adopters receives a discounted price for using the decentralized lending platform. The ICO has been structured to give the best opportunities to anyone who would like to participate from the very beginning, providing maximum flexibility and control for the participants. Token sale starts on the December 1, 2017

EARLY MOVERS ADVANTAGE

1 ETH = 288 BBI Tokens

Next 100 000 000 LEND: 26 250 LEND = 1 ETH (price includes 5% bonus tokens)

ALLOCATION OF FUND

Funds raised through the token sale will be used as follows:

· 55% on Research & Development

· 20% on Operations

· 15% on legal

· 10% on promotions & marketing