You almost had my upvote, but then you started blaming it on the government. What does the government have to do with anything involved in this story?
I'm thinking this particular bank is small, slow, and old-fashioned. As is so often the case, they will learn a hard lesson and pay far out the ass for having that mindset infect their business.
RE: Crypto Crackdown Begins: Bank Threatens To Close Customer Account Because Of Coinbase Purchases: “Against Policies… Will Need To Be Discontinued Immediately”