The current monetary system will fall at some point. Most people don't understand the difference between money and currency. The fiat currency most people hold isn't a storage of wealth, it is just a medium of exchange. Real money holds its value over long periods of time. Real money is gold, silver, and now in the digital age cryptocurrency. The USD is no longer backed by anything and will fail. The way currency is created is complex by design and is meant to be confusing. The best investment you can make is to educate yourself on how it all works.