When I first started getting invest in Bitcoin I ran into a lot of sites that wanted to charge nearly two hundred dollars over the value of the coin ATM's are sometimes worst. After three months and bitcoin of course four hundred dollars more I finally decided to just get it done. I looked one more time and found an amazing site that isn't so talked about called Bitquick.co
Bitquick.co allows sellers to post coins for free and buyers to purchase by depositing into their bank accounts. Once the deposit is confirmed by the seller, Bitquick releases the funds. The biggest draw backs to this method is dealing with a bank and their hours, and their is a small fee for purchasing. However you can often find bitcoin for sale sometimes cheaper than the going rate especially after a large jump in price and lower exchange fees than coinbase.
Here is the Directions directly from the site,
How to Buy Bitcoins
Select an order from the current order book, enter your email address and submit.
Pay the described sum in cash (physical bills) to the account shown on the confirmation page by going to any local branch of the sellers bank and filling out a deposit slip. How to fill out a deposit slip
Upload the receipt to link that is provided in your email.
We send you the coins typically within 3 hours of the funds being confirmed by the seller.
Wire transfers, in-person account to account transfers, ACH transfers, check deposits, Wells Fargo Sure Pay, Chase QuickPay and any other unauthorized deposit methods will not be accepted. For more information, please see our FAQ page.
Enjoy the Savings and come check out cryptohustles.com which is a start up social website for crypto enthusiast.