I agree with both of your points. the 2nd or 3rd gen coin is going to be the overall winner. Probably the third gen. There are so many to assess, it is quite challenging to see who is going to succeed. BTC probably is not going away, and may be the reserve currency, but the 3rd gen winner is going to be the daily use. I have been looking at Stellar, Lisk, and Cardano to be the winner. Why NAV EOS, ELF or IOTA (I haven't had a chance to research these yet)?

I'm pretty sure CryptoInvestor suggested NAV a few months ago. I know he mentioned SALT, which, as of today, is back down to the price when he mentioned it. Until this video I was curious to see his feelings on the alts. But today's video says he is only here for the ride. I'm here for the long haul because one of these is going to create the architecture of the next iteration of internet commerce.