why not spend the .03 on a trezor to keep the other 99.97 Bitcoin secured? keep a safecode type of passkey, then laminate an encrypted backup and keep the encrypted backup someplace safe, boom, no more issue with keeping 100 Bitcoin on a laptop. By saying that out loud, you hav officially made yourself a target to social engineering on all possible fronts - please PLEASE call your cell phone provider and lock down your account so that there is a lock on the sim, and a port forward block... Congrats on earning that level of income tho!