Ripple is trying to change the way banks move money around and more importantly, it seems they are winning them over. So unless someone else comes along, bigger, better and stronger than RippleLabs - Ripple will become a major player in the future markets.

This doesn't mean Ripple as a crypto will have any value. It will likely hit $1 - $3 in 2018 but in 2019, 2020, 2021 and onwards it's likely going to stick to that price range. If they do become a major player they'll survive the crypto collapse which will innevitably happen.

By collapse I mean the following:

• 99% of these "blockchain" companies are ideas at best.
• Some will become a reality.
• And then some of those will become an actual legitimate business that gets users and generates revenue.
• Only a few of those can actually become majors.
• This means the majority will fade into nothing. Such is business.

Cryptocurrencies will live on BUT this happened during the .com bubble and it's naive to think it's not going to happen here.

So building your portfolio around blockchain products that are likely to be majors in the future is theoretically the best avenue as you don't want to be stuck with hundreds of coins during that collapse. It will be swift, come out of nowhere and cause exchange carnage.

This is all theory and my own opinion. I could be very wrong, plus a collapse is likely a number of years away.