Craig - you are speaking real TRUTH that most people don't want to hear -

• Crypto people are thinking Bitcoin/others will take over FIAT - but I agree with you that is will not take over - there are a small percentage dealing with cryptos and most will stay in FIAT.

• Some FIAT haters are hating on FIAT because they're BROKE or needing more FIAT - You hit the nail on the head - being BROKE is not caused by FIAT.