Thanks. I have a friend who visited India (Tiru) some time back and reported that she had difficulty getting cash out of the ATM their. She said there were long lines and a lot of upset people. Doing away with the larger Rs. notes were supposed to help curtain the launderers and counterfeiters but who knows if it has worked or not. Then she said the tax agency was given more leniency than ever before to waltz-up into someone's home and take their family heirlooms (gold jewelry, etc.). Wow, right?!!