Ripple is 100% kyc, aml, and supported by the traditional banking industry that created the need for proven , auditable blockchains in the first place. Ripple is 100% centralized and not decentralized. Please do your research on why decentralized blockchains are important before it is too late.

If you chase ripple's inflated price as it will continue to go up. Eventually you might be holding something that you wish you didn't.

Again, my personal (experienced) opinion only. Ymmv = This is not investment advice.