Awesome article. I agree with you on so many parts :D !
It's true that Software devs are doing all the work but while the work is being done to scale the tech more and more people will be able to design a token with minimal complexity. I created my own token just for fun on the Eth blockchain and I just needed 1 Hour of learning. This helps to tokenise everything and be able to exchange everything too in a decentralised manner with no limits but the User interface and awareness are not their yet but people are seeing the potential.
sorry for the long comment :D