Investing is not about " if you don't try, you lose". Investing is about risk management. Taking a loan is risky business, mining is complex and inherently risky due to price in investments and electricity / hardware failure/ etc. Perhaps this advice will not be taken positively, or perhaps will it make a positive change in your life, but I'll take the "risk".

Know the length of the loan, be prepared to pay it back if your venture fails, face that reality before you begin. Second, you've selected two investments IOTA and EOS that are very long term trades (several years). It would be wise to select investments that return a more stable and solid return short term to avoid not being able to manage that loan (BTC/LTC/ETH/XRP), or in other words top 5 coins with solid performance. Good luck in whatever you choose, and I hope it works out for you.