Okay, that'll be 0.0000000025 BTC! The average transaction in the bitcoin network takes about two months, so we have free coffee served on the camping site at the back of the store, enjoy your stay!"

Man, I love your humor. 😂

Otherwise, I think that the current hype is a stage that simply can´t be skipped. BTC needs to grow beyond a certain valuation in order to be able to encompass big enough markets. And we are not there yet. BTC cannot survive long-term in a niche like it dwells in right now. It needs to grow beyond a critical size or it will disappear.
Both can still happen. However, as long as BTC remains on the growth trajectory it will produce Fiat millionairs as an unavoidable side-product. It´s human nature and noone can escape that.

The economical and societal transformation that early adopters had envisioned will follow (probably in unexpected ways) but BTC needs to grow much further before that can actually start. Fiat millionaires that arise along the way and the resulting FOMO is just a fire accelerant to get there faster. And yes, it may not be BTC that achieves that critical size first.

Cheers!