This is why I would NEVER invest a penny of my own money in crypto that has no tangible asset to it; and, btw, why I give thanks to God for Steemit...
The few pennies I've earned on this platform, have allowed me to try my hand at trading. It's taught me that crypto, in and of itself, has a huge 'shady', ahem...'shade' over it....lol
There are a few assets with actual coins attached, Binance comes to mind. These are investments worth looking into.
Until BTC has more to offer than deposits and withdrawals, it will always be 'gravitational'. It's a bit late for telling those who took out mortgages to buy in; but, they wouldn't have listened to me anyway...The hype was tooooooooooooooooo loud.
Peace.
RE: Bitcoin bear market? I'm not scared!