This looks very promising, looking forward to a public release!

I first got confused with those two statements:

• "No setup fee, no registration fee, no app fee, no transaction fees, no monthly fee, no fees at all"

• "The 0.5% Network fee that the customer pays"

After watching the video it is clearly visible. I saw a deviation, 1.55 on the top and 1.5497 in the bottom. Where does the difference come from?

If I pay the merchant 1.5497, lets say through the webwallet, how does PalmPay get the 0.0497?