You can either pay with your credit card and get points or pay with anything else and get no "incentives". BUT...
You always pay for those incentives. It's called mutualized cost. Meaning, you share those points or cashback with the merchant. You think they were going to just give you free points or money? No. They build it into the price. They call it mutualized but they really mean... you.
So how do you get something like bitcoin to be adopted more widely? I mean, the interac system of the debit cards have failed to really capitalize to become the prominent use of payment methods. That was the best option before bitcoin. You never borrowed, always your own cash and merchants could discount products because they were not paying 2-4% in fees.
Bitcoin enters the scene. Same thing would happen to bitcoin as it did for Interac , had not companies like this one give you the discount you are looking for. Nothing is better as a payment incentive than instant discount. Thank you to all those merchants who give discounts to payment methods they wish to see more. I think bitcoin has a huge chance to becoming the predominant payment method if discounts are made in using it, at least temporarily until everyone adopts it. Then they can keep their prices lower because they don't have higher transaction costs.
