This article is written in Chinese. The following is the English machine translation and the Chinese text.
The topic of payment for encrypted currencies has always been a problem of entanglement. I am here to write some of my personal views and opinions on the use of encrypted currency payment, welcome to exchange.
First of all, I have to start with dad. Bitcoin White Paper describes Bitcoin as "cash", which means that Nakamoto really treats Bitcoin as a kind of "cash" that can be paid. This cash has the advantage of point to point network, which can not be blocked and accounts can not be sealed up.
However, is there really a lot of money to pay by using encrypted currencies? Why has the encrypted currency become a "stored value" function or investment function?
First, the total volume of BTC is constant. Although there are still new BTC output every year, the total amount is constant, and the setting of decreasing new currency makes the storage function of BTC stand out. As the father of encrypted currency and now hot block chain technology (I tend to regard the hot block chain as the product of BTC, which is attached to BTC), the storage function of BTC is beyond reproach. Zhongbencong has disappeared, and no single entity can exert any influence on BTC with its own strength.
Later, of course, we see that BCASH in BitContinent has influenced BTC to some extent, which is why I advocate Monroe's anti-ASIC mechanism.
Back to the topic of payment, what conditions do BTC need to pay?
First of all, it is necessary for the two to share bitcoin together, which is the first basis of the transaction. At the same time, it can be said that the value of Bitcoin is positively correlated with the size of consensus. The greater the consensus, the wider the usability and the higher the value. Just as the dollar has global consensus.
Second, this transaction can not be done by traditional financial institutions.
For example, the cross-border payment procedures are complicated and expensive. For example, I went abroad to visit and met many foreign friends. I want them to buy things for me and send them by mail. But how to pay? Overseas remittance has many limitations and time is slow, and the use of BTC is very convenient.
For example, some transactions that can not or do not want to be perceived by organizations, such as dark nets.
Third, the requirements for timeliness are not so high.
Why do we often see "bitcoin buying coffee" and so on? This is also the reason why cottage coins choose faster blocks, such as LTC more than two minutes.
BTC's network transfer takes half an hour to an hour. You buy with encrypted currency. Of course, you will encounter this problem. People themselves receive French currency, one second can be tweeted and scanned, you have to take a bitcoin, is it sick?
If you are as concerned about privacy as I am about using only Monroe, then you are even more difficult. It's hard enough to find a person who uses this counterfeit coin just like you. It's better to find a real soul and get out of the business as soon as possible.
Yes, bitcoin is a lightning network. Can I ask others to open costs? Even if the cost of money is small, will the cost of learning be? Does input cost produce output? Mod is the same as the legal tender, and there is also the risk of price fluctuation. Turtle, yesterday sold three hundred headphones, today became two hundred and fifty, feel like two hundred and fifty. I think unless the store is encrypted monetary powder, it will not accept the payment of encrypted currency. Or I will charge you a double or even higher fee.
The impact of bitcoin daily payments is more than speed.
There are two obstacles to customary change and stored value attributes. For other cottage coins such as Wright coins, Monroe coins are also the same.
Everyone is born in a country to accept the French currency system, a person's life is most of the time using the French currency system. The yuan is ten yuan, a hundred thousand, a few hundred or two hundred, and tens of thousands of bars.
Now come out a bit coin, Zero Zero Zero zero, not old coin people have to count your total number of digits first.
This is a general example. Actually, the cost of customary conversion is very large.
In addition, since BTC has the property of storage value, for some iron cocks who attach great importance to the long-term interests, such as me, now that I buy a flower pot to buy an Oreo, I feel like eating a Lamborghini in the future. Do you tell me to pay with BTC?
I prefer paying in legal tender. Quick, simple, easy, no psychological burden, and will not be seen as a fool, feel like I entered the pyramid marketing organization.
If I really want to pay in encrypted currency, I recommend EOS. Second to the account, the psychological burden is small, and there are lovely ID...
To sum up, we can recall how strange it is for the BCH community to shout "Payment" all the time. Forcing you to pay, spend the money as if the currency would depreciate in the future.
I admire her behavior, but I personally think that we should just play as behavioral art. BTC runs everywhere in the age of universal use, and so on.
醒醒，你对加密货币支付可能有点误解
对于加密货币支付的这个话题是一直以来经常被纠结的一个问题。我在这里写一些我个人对于使用加密货币支付的看法和观点，欢迎各位交流。
首先，还得从爹说起。比特币白皮书对于比特币的描绘是“cash”，也就是说中本聪确实是将比特币作为一种可以支付的“现金”来对待的。这种现金具有点对点网络的优势，无法被封堵，账户无法被查封。
然而，真正使用加密货币做支付的很多吗？加密货币为何成为了一个具有“储值”功能或投资功能的东西呢？
首先在于BTC的总量恒定。虽然每年仍然有不断新增产出的BTC，但是总量上恒定，新增货币不断减少的设定让BTC的储值功能凸显出来。作为加密货币和现在火热的区块链技术的爹(我倾向于把区块链的火热，链圈这些东西视为BTC的产物，皆附属于BTC)，BTC的储值功能是无可非议的，中本聪已经消失，没有任何一个单独实体可以用自己的力量对BTC造成任何影响。
当然后面我们看到比特大陆的BCASH在一定程度上影响了BTC，这也是为什么我倡导门罗的抗ASIC机制。
回到刚才的支付话题，BTC要想做支付，需要什么条件呢？
首先，需要二者都共同认同比特币，这是交易的第一基础。同时也可以说，比特币的价值和共识大小成正相关，共识越大，可用性越广，价值越高。正如美元具有全球共识。
第二，这笔交易是传统金融机构无法做到的。
比如跨境支付手续繁杂且费用高昂，举个例子：我去国外游玩认识了很多外国朋友，想让他们为我购买物品并发过来，购买物品，邮寄这些事都比较好办，但是如何支付呢？境外汇款有诸多限制且时间慢，使用BTC则非常便捷
再比如一些不能或不愿被机构察觉到的交易，暗网等。
第三，对于时效性的要求不那么高。
为什么我们会经常看到“拿比特币买咖啡”之类的情况被大家讨论？这一点也是导致山寨币选择更快速度出块的原因，比如LTC两分多钟。
BTC的网络转账需要半小时至一小时，你拿加密货币去购物，当然会遇到这个问题。人家本身收法币，一秒钟可以微信扫码的事情你非要拿个比特币，是不是有病？
万一你像我很在意隐私只使用门罗，那你更寸步难行了，光是找到一个和你一样使用这个山寨币的人就够有难度了，还不如去找个真命天子早日脱单来得快。
是，比特币是有闪电网络，请问人家商户开不得要成本？就算金钱成本很少，学习成本也得有吧？投入成本了有产出吗？莫得，和法币支付收益一样，而且还有价格波动的心惊肉跳风险。龟龟，昨天卖了个三百块的耳机，今天成两百五了，感觉自己犹如二百五。我觉得除非店家是加密货币粉，不然不会接受加密货币支付。或者会跟你收取一倍甚至更高的手续费吧。
影响比特币日常支付的不光是速度，
还有习惯更改和储值属性这两点阻碍。对于其他的山寨币比如莱特币，门罗币也是一样。
每个人天生就在一个国家接受法币制度，一个人生命的大部分时间都是使用法币制度。人民币十块一百几千，美刀几块几十一两百，棒子几万几十万。
现在出来个比特币，零点零零零零零几，不是老币民得先数数您这一共几位数。
这是个大概的例子，实际上的习惯转换成本是很大的。
另外，既然BTC有储值属性，对于一部分非常看重长远利益的铁公鸡比如我来说，现在花币买个花盆买个奥利奥简直是要我亲命，感觉把未来的一辆兰博基尼都吃了一样，你跟我说拿BTC支付？
我宁可用法币支付。快，简单，省事，没有心理负担，而且还不会被人当傻子看，感觉我进了传销组织一样。
真想用加密货币支付的话，我倒是推荐EOS。秒到帐，心理负担小，而且还有可爱的ID...
综上所述，我们可以再回顾BCH社区一直以来的喊着“支付”是多么奇怪的一件事。逼着你支付，花掉这个币，好像这个币未来会通胀贬值一样。
之前那个到处跑问人接不接受BTC的有病大神，我很佩服她的行为，但是我个人觉得，咱们当当行为艺术玩一玩就行了，BTC遍地跑到处通用的时代，且着呢。