Cryptocurrencies are still in their infancy. Not to sound like a conspiracy theorist, but Banks and Institutions have a high hand in politics and it is in their best interest to encourage the spread the FUD because cryptocurrencies will disrupt their bottom line. This FUD and manipulation causes panic sells. The smart ones will HODL or buy more during these lows. I have strong faith in cryptocurrencies and blockchain as a whole is my two satoshies.