Today bitcoin price went down 2000$ in just few hours due to the possible South Korea cryptocurrency ban. It was very fast declined by Korea Goverment and there won't be any ban now, nothing has been finalized.
Anyway such events always give us a lot of experience, first of wall DO NOT PANIC SELL, never! and that what everyone should know long time ago, but it is always good to remind such things. Also keep in the funds some BTC or USDT to buy in the dips.
Second important thing - ripple is a scam, lol really. Almost 50% down from its all time high. Did you know that ripple was 100% premined?
And there is 3rd thing, never, never follow paid shillers and fuders on twitter like that antivurs coffee guy or
, it wont help you just only will make you more confused.