I agree 100%, although I think Bitconnect could have been just a little more transparent to increase the confidence of users. Also, I believe that folks like georgef7 create these narratives in their minds about users "losing everything", and the top promoters get rich. I guess it never occurs to them that this scenario is possible, but let's say I invested $100 and earn .8% interest and have a referral invest $10,000 and earn that same .8%. Who earns more, me or him? You have to be absolutely delusional to not understand this.