The Decentralized Financial And Credit Payment System

download (1).jpeg

Volans is a cryptocurrency financial services company, which is based on the Blockchain technology.

Volans system gives an opportunity to use cryptocurrencies as well as fiat money but with all advantages of cryptocurrencies. It allows users to instantly make purchases online as well as in shops and supermarkets, pay bills and transfer money worldwide without any restrictions, using a contactless payment technology. Moreover, users can save and transfer their assets to other users’ cold wallets without commission and in a few minutes. The recipient can also exchange received asset to any other currency, including fiat money or move it back to a cold storage to ensure the highest level of security and anonymity.

All transactions inside the Volans platform are commission-free and instantaneous. Transfer from the module, which implements a cold storage of cryptocurrency assets to debit or credit card Volans occurs through the Blockchain technology. Users pay only a commission fee to miners, who process the transactions.

Market potential

We evaluate the market perspectives, focusing on the worst possible scenario to insure ourselves and our investors from too high expectations.

The Volans team considers the market of cryptocurrencies and financial and credit payment systems, that use cryptocurrencies and fiat money as well, will be divided among the strongest players, based on the absolute competition and fair rivalry. We are the first players, that are ready to provide our users a wide and innovative range of services; therefore, we estimate our market segment at least 10% of the minimum available market. Within two years, it will be at least 2.4 billion USD monthly. The potential estimation was made on cryptocurrency traders` profits and other potential users of the Volans platform were not taken into account.

The main advantages of using the Blockchain technology in the
Volans system are:

• To enable the users to work with their cryptocurrency assets without intermediaries;

• To enable the users to make transactions locally and online in a few minutes with a minimum commission;

• To ensure the most secure and transparent execution of a transaction for both parties;

• To give an open history of completed transactions and public but still anonymous users` credit scoring;

• A decentralized approach makes the system tolerant to the malfunctions and errors typical to all Blockchain applications.

Volans Wallet

Volans Wallet is a Bitcoin and altcoin wallet, supporting ERC-20 standard and is based on the Blockchain technology. All funds are highly protected and stored directly on the user's device. Neither Volans, nor any other institution in the world has access to user's assets.

Volans Wallet enables users to:

• Create several cold wallets with different currencies;

• Import other wallets by entering an encrypted private key or directly scanning a private key;

• View the current price for the assets in dollar terms;

• View the user's portfolio which displays information about personal funds according to the current exchange rate.

Tokens Distribution

According to the contract, 80% of tokens will be distributed to users.
12% of tokens reserved for founders and team will be blocked for 1 year for a further development of the platform. 4% of tokens will be realized as rewarding for participants in the Volans Bounty Program. Another 4% of tokens will be distributed between the team's advisers.

Roadmap

Q3 2017

Jul - birthday of Volans project idea; analyzing market needs; target audience research

Aug - first early investments in MVP - 200.000 USD;

Sep – building a prototype of Volans platform interface;

Q4 2017

Oct - start of platform development;

Nov - launch of international marketing; MVP alpha-testing;

Dec – developing the Blockchain technology of the project; analyzing the first results of MVP alfa-testing;

Q1 2018

Jan – creating a smart contract; the PreSale announcement; launching the website; the Whitepaper is available to investors;

Feb - running the first platform module – iOS app;

Mar – start the PreSale of VOL tokens; presenting the project to the
tokenholders;

Q2 2018

Apr – running the second Volans Wallet module; launching the Volans Loyalty Program; adding support for replenishment / withdrawal of fiat funds;

May – main stage of Token Sale; developing Android and Web applications;

Jun - legal registration in European Union; working with opinion leaders;

Q3 2018

Jul - extending the functionality of the Volans Wallet; adding support for instant transactions without commission fee between users;

Aug - announcement of the algorithm for calculating the user`s credit scoring based on the Blockchain technology; release Android and Web applications;

Sep - the first issue of virtual and plastic cards;

Q4 2018

Oct – launching contactless payments with NFC technology;

Nov - released Apple Pay и Android Pay for online payments;

Dec – the first payment of dividends to investors;

Q1 2019

Integration with third-party services and merchants;

Q2 2019

Unlock 12% of tokens.

For more information, please visit:

Website : https://volans.io/

Whitepaper : https://volans.io/assets/pdf/en/whitepaper-2.pdf