UnbankedX - World's First Fully Robo Cryptobank

Blockchain technology is a transparent digital transaction book and records that are immune to modification or deletion. Offering additional features of increased security, cost reduction, time efficiency and error tolerance, the chain-chain grew, fluctuated in 2017. The utility of blockchain technology is unlimited, triggering an increase in the list of companies, industries and government studying its potential adoption. A block-chain is an immutable public book that records digital transactions.

ABOUT UNBANKED-X

UnbankedX is a decentralized organization unincorporated entity with plans to form a not-for-profit company or foundation in a suitable jurdistiction.

UnbankedX aims to harness blockchain technology and the rise of smart mobile devices to empower a market of two billion people who currently do not have access to employment and financial services across the world.

UnbankedX is addressing the following known problems for the world's 2 billion Unbanked and Underbanked. Lack of access to banking services and financing. Conventional banking excludes them as they are considered not credit worthy. The cost of assessing credit risk and gathering the information does not justify the investment and resources. We made an effort to actually study our markets to valid their needs through an expedition to Africa in 2017. By combining blockchain, smart contracts, AI bots and mobile phone technology, we have developed the world's first fully crypto robo financing platform. To ensure price stability and keeping costs competitive, we will not be dependent on just one blockchain but many. Even future ones not yet conceived. Our interface is easy to use on both legacy phones and the latest smartphones. We use web, mobile app, mobile web, chat bots, voice bots and text bots to great effectiveness. By eliminating expensive IT, branch and human costs in managing finances and with our multi blockchain automated cost switching, we have achieved the possibility of the lowest cost service ratio and product offering to our markets. We have a pilot user base of 1,000 in 15 countries. Through our partners nearly 100,000 are ready to be onboarded. We need your help. Spread the word, join our community, help fund us and make this revolution possible. We can make millions of lives better.

UnbankedX will be solving the following problems:

Lack of access to banking services and financing
Corruption
High cost of distribution of proceeds to remote regions
Limitations of mobile money
Why UnbankedX is Unique

Traditional financial structures are too costly for small accounts. With a fully automated system, we are able to overcome cost barriers and scale to the millions of users who have been neglected.
Eliminating need for intense and costly credit assessment.
Reducing cost of managing ledgers. Preventing corruption with immutability

TOKEN AND ICO DETAILS

The UBX token will be employed to build a bridge between divergent and convergent variables related to the platform. This token will act as the mechanism that relates different participants and investors, thus creates real value. It will also the right of entrée, all things been equal. If you among the lucky who will take part in the token Pre-sale, you will have the benefit of a 10% bonus while primary token participants will go home with a whopping 55% bonus rate in all transactions undertaken. Hardcap is set at 200, 000, 000 and token price during ICO set at $0.06 USD per token, approximately. The pie chart below provides a picture of the token distribution system.

Token Allocation

The tokens will be allocated among participants of the pre-ICO, the full ICO as well as management and advisors. The proceeds raised will be split as follows:

65% to be deployed for microfinancing
10% to be deployed for marketing
10% to be reserved for founders
10% deployed for operations (ongoing development)
5% for advisor and partners to build the business

ROADMAP AND DEVELOPMENT PERSPECTIVE

Above you can see the roadmap — how the team sees their nearest and long-term future.

TEAM MEMBERS AND ADVISORY MEMBERS TO THE PROJECT

Team seems to be the strongest part of this project. It consists of innovative and talented people. Of course I cannot complain if we talk about their professional level, guys indeed are experts on their field.