I still would say you are not late at all. Most of the experts in the industry feel we are in the "early adopter phase" of the technology development cycle. The image below is just an example of the what the tech dev cycle looks like. I got the image from http://prod.sandia.gov/techlib/access-control.cgi/2013/133933.pdf
Screen Shot 2017-05-21 at 4.45.30 PM
RE: Blockchain and its future beyond Bitcoin