Crypto coins that give interests for holding in a wallet, gave me an idea of a Bond coin or something similar to US treasury bonds. Why not some groups create Crypo Bond coin. Although you have probably have to be careful with SEC. This is probably the future though. Similar to coins like PIV, Bean Cash and others that give you interest, this Bond coin will give out additional coins that will mature at a certain time.
In fact if you put in smart contract ability and compatible with other coins, you should be able to write a maturity for different types of coin. For example you have a special Bond Coin that will mature in 1 year. Why would some one buy a bond coin? Good question. Well you create your Bond coins to work with another coin called Capital coin. You grantee each Capital coin that you hold, say to 1 cents each. The Bond coin will give out a certain amount of Capital Coins depending on the guarantee pricing given at maturity. I say only once you hold because you plan to sell each holdings to your customers. Why would customer buy it, because you give them a guarantee return for 6 months to 2 years with special bond coin. They be called 6mBondCoin to 2yBondCoin. For example 6mBondCoin will gurantee to return 100,000 Capital Coin or option to be traded to 1 cents per coin in USTD (US tender coins are equivalent to USD). With smart contract technology, you should be able to put in option of other coins also, such as 100,00 Capital Coin or 1.5 Bitcoin Cash. Bond Coin contract will hold 1.5 Bitcoin Cash in wallet address and release the address name at maturity. They just have add that address to their wallet.
Then you may ask why would anyone else buy the Capital coins that is not guaranteed with the Bond coins? You put a holding wallet staking interest. That is holding certain amount of coins will give them additional coins in interest similar to Bean Cash, PIV and etc. But if you want to give some more incentive, you can add a guarantee to cover each Capital coin with 1/2 of what a Bond coin is covered with.
Then as price of Capital Coin rises and your holding rises, you can do a higher guarantee per coin, to increase your worth.
Interesting enough, this is another way to conquer fiat currency. If you can get the masses to use a coin like this and can also be easily convertible to fiat but gains interest also, you can slowly fade fiat currency away.
** Disclaimer This blog is based on my opinions. I am not giving professional advice. Anything written here should be taken as an opinion and is the responsibility of the reader to take due diligence as such. Basically saying I may be wrong, right or neither, just saying its my opinions and my voice.