Hive account@balti: I see a coward who uses a fake account to hide behind so they can hide from those who might down-vote or flag them for bullshit negative votes. If you do not like SBI or users don not use service...Instead you should consider doing some quality posting. I usually find that those doing this cannot do quality posts...they just do not know how. So to hide behind their incompetence they go around downvoting others.