Proposal Background
At this moment, blockchain dApps are lack of convenient fiat exchange channels for their own tokens.
Users would have to go through several steps to get the tokens,
1) create an blockchain address,
2) Register on an centralised exchange, and do KYC,
3) Use OTC or Exchange Fiat Channel to deposit fund and purchase the dApp token,
4) Transfer your token to your blockchain address and Login to dApp to use.
The whole process is tedious and it is not ideal for first time blockchain dApp users as the learning curve is too stiff. Therefore, it is not good for dApp promotion and user retain.
If BOSCore would like to facilitate better dApp ecosystem, an OTC SaaS payment platform should be established. The platform will use its own advantage of technology, to integrate various components into the system, and provides a simple OTC service for dApps and end users. This could largely reduce the friction of users to use dApps, creating a better support to project and end users.
Proposal Introduction
BOS OTC SaaS payment platform, a solution we would like to propose to the BOSCore eco-fund team is touse code script to integrate an OTC service sdk in dApps. This platform could facilitate the end users to use 3rdparty payment such as Alipay or Paypal to purchase tokens on BOSCore for immediate use or experience in dApps. Therefore, we would like to have a reliable team to build a secure, fast and convenient payment platform with at least 4 features of service such as
1. OTC plug-in,
2. Fiat exchange channels,
3. settlement canter and，
4. trading center.
Figure 1: OTC SaaS Payment Platform Design Proposal
Application Scenario
Users will scan QR code on posters to download dApp. After registration, they enter dApp for service or entertainment, when they want to purchase the tokens, a sdk interface will enable a 3rdparty payment channel such as Alipay or Paypal for immediate swap.
Proposal Execution
Phase 1: Feature and UX/UI Design, 2 weeks
Phase 2: alpha version development, 6 weeks
Phase 3: Testing, bug fix, 1 week
Phase 4: Deployment and Launch, 1 week
Total project length is 2 months.
Proposal Goal
After the proposal’s project completion, we expect the platform could achieve 100 dApp integration within the first 6 months. This could largely assist in building the dApp ecosystem on BOSCore. This platform could also be one of the best tools for BOSCore to convince dApp to join.
Proposal Budget
Budget: 1 Million BOS, including manpower and development cost.
Table 1: Fund Release Milestones
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BOS生态基金提案
提案背景
目前区块链项目缺乏方便使用的代币兑换渠道，在将通证经济模型带入dApp的过程中，用户的使用体验往往不佳。传统的区块链充值渠道一般需要经过以下几个步骤：
1. 用户需要创建区块链账户。
2. 注册交易所并完成KYC。
3. 通过OTC充值交易所或者通过交易所的渠道出入金，然后兑换相应dApp代币。
4. 提币到账户，再登录dApp中进行使用。
过程繁琐，对很多首次接触区块链的用户来说，学习成本高，体验差。对dApp的推广和用户留存都不利。BOSCore 本身提出的口号是为dApp而生，而目前现有的工具和服务都不能够为dApp的推广带来便捷的使用场景。
因此BOSCore急需一个OTC SaaS支付平台的解决方案，旨在利用已有的技术，开发OTC承兑服务的sdk，将代币的OTC服务直接嵌入到dApp内。方便用户在登录使用dApp的过程中，直接完成代币的购买。这一方案将极大的降低dApp的使用摩擦，为项目的推广和用户的留存创造良好的基础。
提案介绍
BOS OTC SaaS支付平台，采用代码集成的方式，将OTC端口做成sdk的形式，方便部署到dApp中，为落户BOSCore的dApp项目团队提供可靠的一站式BOSCore链上dApp代币的OTC承兑服务，技术方案需要搭建合理的技术架构支付平台，完成OTC/做市团队、支付平台、dApp三方之间，快速安全的信息传递和链接（图1）。支付平台内需要有至少以下4大块服务
1. OTC接入平台
2. 财务结算中心
3. 交易中心
4. 出入金平台
才能最终达成用户使用第三方支付进行OTC代币兑换的效果。
图1: OTC SaaS支付平台架构设想
应用场景
用户在看到dApp上线的文案海报宣发后，扫描二维码，下载dApp，注册并进入应用，在需要充值代币时，dApp界面可以弹出支付二维码，让用户以支付宝或者Paypal的扫码支付形式，用法币直接兑换成dApp代币。充值确认秒级到账。用户随后马上开始体验dApp服务。
提案执行
阶段1: 完成功能设计和UX/UI设计，2星期
阶段2: 完成Alpha版本的开发，6星期
阶段3: 测试，bug修复，1星期
阶段4: 部署发布，1星期
总计2个月
提案目标
预计支付平台上线后，在6个月内完成与100个dApp的合作，也为BOSCore吸引更多优质dApp项目提供有力的工具和平台。
提案预算
申请经费：总额1百万BOS，包含团队的开支和开发的成本。
表1: BOS金额释放流程
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