Here's the situation: My wife and I have $17,000 in student loans at ~5% and another $17,000 in a car loan at ~1%. In total, across a group of cryptos (BTC, ETH, LTC, STEEM, ICN, XRP, XLM), I have about $8,000 worth of coins and about another $10,000 in the bank.
The question: Should I cash out and pay down the student loans with my current crypto money and money in the bank?
I guess the crux of the issue is my appetite for risk. Is it better to miss out on the upside and capture returns now? Or run the risk of losing 75-90% of total crypto value should the bubble burst, and not be able to pay of a lump sum of the loans?
Steemers, help out! I need some guidance.