This is great advice for most people. There are some people on the opposite side of the spectrum though. I am one of those. I don't worry enough; therefore, I don't even think about the consequences of my actions. This is a huge downfall for me. It leads me into a lot of reckless acts. I give too much, and trust too much. I am who Buddhist monks are trying to become. They don't fully understand..... I wish I worried more. There is a balance somewhere in between where people should be. I have no real fear or worries. I believe that when I die I will become dirt and I have no fear of being dirt.