There are quite a few things in this world that people assume are necessities.
I don't currently know a single person that would be willing to leave the house without their cell phone, for instance.
Every guy I know makes sure he grabs his wallet, and every girl I know grabs her purse.
If you work in a restaurant or a business environment you will probably want to make sure you have at least one pen in your pocket.
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These are things that we consider to be necessities. These are things that we consider to be absolutely necessary before we walk out the door.
We need our phone because we might get a call or text from someone. It could be important.
We need our wallets and purses in order to pay for things. Everything costs money.
We need pens, pencils, and other supplies in order to be able to do our jobs correctly.
Yet there is one thing that many people I know are willing to walk out the door with and not give it a second thought.
Health Insurance.
There are so many things that we consider to be important, but we don't even put our health among that list.
Missing a phone call is one thing, but missing the opportunity to be able to get yourself that operation you suddenly need is another.
The world is full of trivial things that we build importance around.
Your well being is not trivial, and shouldn't be treated like something that you're willing to sideline in favor of something else.
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Now, I know what you are thinking.
It's expensive. That's true. It's actually really expensive and there is a very odd situation going on between people who are at the poverty line and people that are just over the poverty line.
You have until December 15th to sign up for health insurance at the marketplace.
I'm not sure if there is some kind of a penalty for not signing up by the 15th, or if you just won't be able to do it at all after that.... but I've gotten repeated emails telling me that I need to sign up by the 15th.
The cheapest kind of health insurance that I can find runs around $6,000 a year.
If you make something like $15,000 at your job that means you are right around the poverty line and you'll be able to get a nearly free ride with the Affordable Care Act. I think you might have to pay something like $20 a month.
That's interesting given that health insurance cost $6,000 a year because it essentially means that you are making $21,000 if you have that health insurance.
However, if you make $20,000 per year you may not be able to qualify for the full benefits of the Affordable Care Act, it's really quite odd, as I stated earlier.
Nevertheless, it's very important to have health insurance because you never know what's going to crop up in your life.
If you're willing to grab your phone, your wallet, your purse, your pen, or whatever else you need....don't forget to make sure you have health insurance before you walk out that door.
Health insurance. Don't leave home without it.