The Central Bank Digital currency (CBDC) is the representation of a country's fiat currency however, in a digital form similar to Crypto Currencies. Some countries have adopted this "digital nature of a currency" and others are still looking into it. Will it be beneficial to their economy or otherwise? These will be regulated by governments and may not anonymize transactions as some crypto currencies do, meaning, it can be traced and allows for some sort of transparency along the Blockchain. This may prove beneficial for fraud concerning monetary transactions. However for the private; who wants the government to know ther every spending habits? Who'd want that? These are the pros and cons of the CBDC, control over freedom.
However some may argue that CBDCs may offer some sort privacy, a retailers CBDC, with a private/public key. Yes from other retailers and probably from malicious cyber criminals, however, will the government see everything you're doing with your money?
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