Hi all,
You should look at CoinLoan ICO (well pre-ICO right now). The concept is similar to SALT, with less whales (and a lower chance of pump and dump): if you need fiat but don't want to sell you crypto because you think the price will go up, you can deposit your crytpo as a collateral, receive fiat, do what you have to do, pay back and get your crypto back. I'll let you do your due diligence.
In the meantime, you should know that there is a 10% bonus for another 2 days and the pre-ICO will end on October, 29, at 14:00 UTC.
Here's a referral link: https://coinloan.io/?r=7601643033 (to open an account, not to deposit ETH or BTC => no scam)
Anton