Investing in real estate has always been reserved for people who have access to a significant asset base. Due to high minimum investment requirements, it's always been difficult for small to medium sized investors to get access to lucrative real estate investments. Well, that's soon to be a thing of the past, as Crowdlitoken gears up to completely innovate the way real estate investments are handled.
Crowdlitoken is looking to completely change property investments, by opening the real estate market to tokenized digital real estate. By issuing their own security tokens they can digitize real-world assets, such as real estate, on a blockchain. This allows investors to gain access to investment opportunities that were previously only available to people with vast amounts of capital. The fact that these tokens are security tokens mean that these tokens fully comply with government regulations, making them ideal for people who want to invest in blockchain technology, but do not fancy the unregulated nature of other cryptocurrencies.
Crowdlitoken - Digital Real Estate Asset
Crowdlitoken offers investors bonds that are fully compliant with existing regulations. As an investor, you can choose which properties you want to invest in and you will be able to position your investment anywhere in the risk-return spectrum.
You will have both the benefits of direct and indirect real estate investments, as you're able to set up your individual property investment portfolio which will grant you inflation protected returns without having to pay any premiums. On the other hand, you need not to worry about finding and managing these properties yourself, as Crowdlitoken does this for you in a completely regulated and transparent fashion.
With Crowdlitoken you will have access to the ever-growing European real estate market, enabling you to invest in European core real estate assets. Full transparency and peace of mind is ensured with the ongoing evaluation by major accounting firms PricewaterhouseCoopers and Ernst & Young.
Not convinced yet? Check out these videos made by the professionals behind Crowdlitoken
Types of Investment
1. Exchange Value
You will be able to freely buy Crodlitoken's CRTs on various exchanges. By doing this, you will not be subject to KYC/AML requirements, but you will also not enter into Crowdlitoken's ecosystem.
2. Bond Income
If you do not allocate your CRTs to specific properties, you will receive the minimum interest rate (1.25% - 3.00%). For this you will need to pass KYC/AML requirements & you will enter the Crowdlitoken ecosystem.
3. Real Estate Income
With this option you can tie your CRTs to specific properties and you will receive cash payouts based on the actual net returns of those properties. On your dashboard, you need to select the option 'CRT-cash' to receive cash payouts in either CHF, Euro or ETH. You also need to pass KYC/AML requirements in order to make use of this investment opportunity.
4. Portfolio Growth
the Portfolio Growth option allows you to reinvest your profits into your selected properties. You do this by selecting the option 'CRT-Reinvest' on your Crodlitoken dashboard. KYC/AML requirements apply to this form of investment.
- CRT = Digital representation of a bond in the form of a token
Information was gathered from the official Crowdlitoken Whitepaper
Crowdlitoken STO Information
Crowdlitoken's STO is issued on the Ethereum blockchain as an ERC-20 token, allowing for quick and easy distribution to investors. Below you can see a full overview of the token's distribution scheme and other vital information about the token's characteristics.
Important to note is that you will always be able to receive a minimum repayment of 0.70 CHF per token, making this a potentially safer investment than most other tokens issued on the Ethereum blockchain. Crowdlitoken is currently still in the private sale phase, allowing you to buy tokens at the least expensive rates available. A minimum investment of 5,000 CHF is required in this investment round.
You can subscribe on Crowdlitoken's website to stay informed about future developments (the subscription form is located at the bottom of every page).
My Verdict
Being a citizen of Belgium, the services offered by Crowdlitoken greatly interested me, due to their involvement in the European real estate market. I've noticed that they are able to offer investments in properties all over the Benelux countries, which is a market I'm personally familiar with.
By looking at some of the examples of their investment dashboard prototype, I can safely say that it will be incredibly easy to invest in real estate through their platform, while still retaining the ability to fine-tune what you exactly invest in.
I am definitely enticed to make an investment myself, once the public sale starts!
Resources
Crowdlitoken's Official Website
Check out Crowdlitoken's whitepaper, information booklet & factsheet on their Downloads page
Crowdlitoken's logo was used with permission. Featured image was made and edited by myself, using Crowdlitoken's logo and background image from Pixabay
Disclaimer: This is not financial advice. Please do you own research before investing in cryptocurrencies or any digital asset. This blog post is done for entertainment and knowledge purpose only.