If you haven't heard of Bitinstantive then good because they are probably a scam. They are a lending platform that works alot like Bitconnect but without their own ICO coin. They are relatively new so they don't have many reviews but I've been following them since they released a few days ago. Why? Because they promise a pretty substantial ROI for your investment.
Something that told me this was a scam was their lack of attention to their writing.
Their "About Us" page is almost comical at first glance and at first I thought it wasn't real.
Here is their About Us page
I would steer clear of companies like this. If they claim to have enough capitol to safely hold your investments they should definitely have enough capital to proof read their work.
"Do NOT joining Bitinstantive"