Initially STEEM users were crypto-lovers mostly from Bitshares community - the ex project of STEEM creators.
Currently we have here lots of bloggers and people who possibly never used before cryptos and its their first time seeing this kind of "money".
Yet since exchanging STEEM to actually money needs the middleman in form of an exchange (Poloniex or Bittrex) at this point (probably it will change in future) then instead of changing everything to Bitcoin and then USD you can consider meeting few other cryptos.
Here is my short and fast suggestions on the ones you could keep eye on due to their communities or possibility of multiplying your money.
Of course keep in mind - cryptos may loose value too but putting a dollar here or there usually doesnt hurt and can only be fun and/or profit.
#Bitshares BTS- if you somehow missed this, its the first one to check. Big brother of STEEM with decentralized exchange called OpenLedger on top which wouldnt let any hacking of user accounts happen. Price really good now to enter.
Dogecoin DOGE - the coin thats famous for tipping and giveaways. Has decent community mostly around Reddit and trades almost everywhere. Seems its price just started going up since 24 hours.
Syscoin SYS - a coin that had loads of money stolen by Moolah exchange, yet still stays alive and has plans of creating best decentralized exchange. Project really worth checking.
Exclusivecoin EXCL - the smallest one in this list, a coin im with since 2014 that lost a lot in Banx/Cryptsy going down, restarted since 2 weeks on new technology. Cheap to enter now with giveaways on irc freenode exclusivecoin channel.
I do mashups of what to buy monthly with usually 80% right predictions on blog - Financial Underground Kingdom yet the list from this post you should rather understand as long term nice coins to follow not fast buy and sell ones.