Rabobank is a Dutch bank with over 50,000 employees all over the world. It is also a bank which aims to create a mixed wallet: one with fiat and one with crypto. The wallet is called Rabobit and you can see (a little bit) more info here.
In and by itself, this is major news, because we're still living in a context where a significant part of traditional banks are blocking access to crypto businesses. Seeing a bank trying to integrate crypto directly into their online banking interface is something nice.
But wait, there's more.
If you try to sign up for updates (like I said, the wallet is not yet done, it's just an intention for now) you will be greeted with a form in which you can choose your bank.
I found this a bit odd, but then I realized that Rabobank (and any fintech player, for what matters) may create now a proxy interface for other banks, since the PSD2 European Directive is now enforced. If you don't know what PSD2 does, well, it opens the European banks APIs to trusted third party players. In other words, entrepreneurs can now use the APIs of any European Bank to develop whatever financial product they want.
I think Rabobit may be one of the first use cases for PSD2, a use case in which you may have a unified wallet for multiple banks and for crypto.
I still don't know for sure if they're doing that, but if they would, I think this could be very interesting.
I'm a serial entrepreneur, blogger and ultrarunner. You can find me mainly on my blog at Dragos Roua where I write about productivity, business, relationships and running. Here on Steemit you may stay updated by following me .
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