Hope you enjoyed My crptojourney 1 (MLM) (https://steemit.com/cryptocurrency/@drepo15/my-crptojourney-1-mlm)
After saying no to MLMs, I was introduced to HYIP (high yield investment program) which looked really promising and stress free. I opened an account on Aimbtc.com, I got many friends to do same as there was no significant pressure to get referrals as was the case in MLMs.
 the more you earned. They had a UK office address and several documents making it look really legit. I made some money from it, I had a friend whose initial capital was doubled in about 20days. All deserve made it look too good and I ignored the red flags which were
1. A central account was been used
2. No mining business could give so much interest and decide to just dash it to people all over the world.
Then it happened one day after running for about 5 months, the site stopped opening and we started waiting hoping against hope that it was just an Internet glitch but it all proved futile. Then I realized
1. HYIPs are scams
2. These scammers had carted away with people's hard earned Bitcoin.
3. They were actually paying participants from the deposits of other participants.
4. They stayed long enough to rip as much people as possible.
I felt so bad for my friends that I introduced, some had borrowed hundreds of thousands to participate. DAMN, WE WERE SCAMMED.
 made me join another HYIP (knowing full well it was another scam) two months later, MINR.BZ because I felt the site was still young (30days), promised payout was in simple interest so I thought the site will last for at least another month. I decided to go in big to recover previously lost funds and stay for just 10 days.
 is a type of Ponzi scheme, an investment scam that promises unsustainably high return on investment by paying previous investors with the money invested by new investors. Ref:https://en.m.wikipedia.org/wiki/High-yield_investment_program ...now I trade altcoins