Ripple is a safe investment but from what i have read in 5 years its going to $5 max right now its at $1 5 fold in 5 years is good but not good enough considering the risk. Xdn is at $0.03 and from what i have read could go up to $70 in 5 years just the metods it is used. I bought ripple at 0.17 and xdn at less then a 0.01 and totally streesing on which to put more money in