Good point on the USDT! I totally forgot to mention that since yes the USDT is thethered to the $ and can be used as a local alternative and is great to park your 30% reserves. Yet, for cashing out your profits my recommendation is transfer these from the exchange and get them in real $. This way if the exchange implodes you are not stuck with the USDT bag.
RE: Crypto Markets Investment Strategy- minimize risk and leverage crashes!