Hey if you haven't heard about SALT Lending platform it is going to be the first Lending platform that will allow crypto to be used as collateral. This alone will be huge for the crypto industry because no one else has done this yet and SALT plans to be online by the end of December!
Even if you do not plan on using SALT it will still benefit anyone in crypto immensely in my opinion. Look at the correction we just had last night, bitcoin dropped to 11K and the crypto market cap as a whole dropped 200 billion dollars! Sure there has been a lot of drama going on but another big reason I believe this happened is because it is christmas, people are buying presents and a lot of people don't want to be looking at their crypto while hanging out with family.
If we had SALT right before Xmas people wouldn't have had to sell that juicy bitcoin to buy presents they could have just gave lets say 1 bitcoin as collateral, got a direct money transfer to their bank and they could pay off the loan and get their bitcoin back while only paying a little intrest instead of losing possibly 10s of thousands in the future because they had to sell their bitcoin.
If you are interested check out their website at
https://membership.saltlending.com/register?r=NOIIw
It costs 1 SALT to joining which is 27.50 on their site but if you buy at a site like Binance you can get it much cheaper before they release.
Remember if you do plan on signing up now is the best time before they release because they can and will raise their prices and SALT on an exchange is only 9 dollars at the moment and they plan on releasing within the next 9 days so it is going to MOON.