I get what you're saying, but crypto could do with some safety nets / regulation / whatever. Sometimes it is too fast, too easy, to access and transfer funds. I've seen numerous people who made mistakes when withdrawing bitcoin. Then there's a huge number of scams. Just to name one there was someone who bought a hardware wallet where the key had a silver scratch-off film. Not knowing the seller had the seed written down, the customer deposited $25k on that wallet which got stolen.
RE: Why I believe the days of old fashion banking are counted