Thing is that I kind of agree with everybody here, including the banks.
While I have never been a fan of the banking system, or the whole fiat system as a whole, i actually agree with the no credit card decision.
How many people maxed their credit cards in December to buy crypto? How many of those panic sold at losses of 30, 40, 50%?
How many of those can actually afford those losses?
The banks just figured that it was too soon to be asking for another bailout...