Sounds awesome in theory, that you can set something and forget it while putting some spare change to work. However, giving access directly into a bank account scares me. Plus why authorize a company to basically track every purchase you make. Everyone can gather up their own funds like responsible adults and thoughtfully decide how much to invest in crypto's. I'm sorry, but there is no need for a company like this. They are solving a problem that doesn't exist. If the same people take the time to figure out Coinbase, buying and selling cryptos etc. they can take the time to make a one time transfer without this company tracking everything. Bottom line, if one is too busy or lazy to take the time to research or invest their own funds, then don't even bother throwing your spare change in there.