I agree with you. But as you say the maths doesn't add up. So crisis after crisis the people will get tired of getting all the taxes money injected into banks to save them. So they will turn to blockchain monetary systems. The process is already on these days.
What I hope is not that al governments will start fonctionning on blockchains, just that they understand why people take interest in the blockchain (it's basically a metter of trust in the end) and make the necessary changes to the financial word so it don't collapse. You can say I see the blockchain technology as a massive warning to all the powers of this world.
Well I'm not sure I'm very clear, sorry for my poor english I am a native french speaker.
And thanks for the compliment on my photo ! :)
RE: Why crypto will never replace the existing system