Some questions...
What is a coin for if you can not pay with it?
And outside of the online world? Is it possible to pay with this type of coins in stores? The answer is yes.
How did come?
The main objective was to facilitate payment methods, today paying with tokens is possible in some establishments, there are places where you can get to make your purchases without the need to use physical money.
It is about money that does not exist physically, but is inside a virtual wallet, we could say. It is exchanged only electronically through a network of computers connected to the Internet. Therefore, there are no intermediaries between one transaction and another. The payment is made directly from person to person.
Bitcoin was created as “online cash”—a secure but relatively slow settlement system that was unable to replace payment cards online or compete with both plastic cards and paper cash in brick-and-mortar stores. Even though some existing cryptocurrencies and cryptographic tokens have improved confirmation times, they are still unable to process essential transactions types such as authorization and completion, which we believe makes their adoption by retail, hospitality, and convenience store industries impossible without using intermediaries—payment processors and gateways —that fill the gap.
Most merchants are unable to accept cryptocurrencies without utilizing a third-party payment processor due to the unique way blockchain networks process transactions. That process is conceptually different from traditional electronic payment systems. Despite some flaws in traditional electronic payment systems, technologies developed around them have accumulated enormous amounts of merchant experience and user trust.
There are several major differences between the ways traditional and cryptographic payment systems handle transactions, which in most cases make cryptographic payment systems less attractive for merchants and/or consumers.
Cryptocurrency is becoming a widely accepted form of storing value. One of the biggest challenges is making that value easier to spend for day to day items. Stores already have POS machines, but have a hard time adapting their businesses to accept cryptocurrencies. GRAFT has long finished their ICO, and has a functioning MainNet. GRAFT allows businesses, small and large to start accepting cryptocurrency payments without any hassle.
Global Real-time Authorizations and Funds Transfers, which is a decentralized global open platform for processing real-time authorizations and settlements of merchant payments and fund transfers using untraceable blockchain, decentralized API, and an open community of service brokers that support a variety of payment and payout methods, including cryptocurrencies, cryptographic tokens, and traditional credit cards and bank transfers.
We intend to keep the core organization as small as possible (in the order of 15-20 people), mostly engineers. GRAFT Foundation team will not be engaging in the build-out of the network or any other administrative controls of the network. Our part is software design – we leave the commercial efforts to other parties who want to become part of the network.
While it will be core organization’s mission to build the software that will power GRAFT Network, it will be up to the eco-system of partners who will enable the commercial success of the project. We anticipate both function specific involvement from individuals and/or firms dealing with the specific aspect of the solution, to regional organizations who will act as market oracles in observance with local regulations, needs, and customs.
The team successfully integrated into multiple devices. GRAFT is running full force since the completion of their ICO!
GRAFT Mobile Wallet App
The GRAFT Mobile Wallet mobile wallet is ready, for both iOS and Android.
GRAFT Multi-currency Mobile Wallet for Android
Source
GRAFT CryptoFind allows users to find locations that accept crypto! This application allows merchants to update their status as well as for users to find those stores.
GRAFT Mobile POS App
GRAFT Mobile POS allows merchants to accept cryptocurrencies. With this application, merchants can use their iOS/Android mobile device to accept payments!
1.Real Time Authorizations (Instant Confirmations)
Instant transaction confirmation, within hundreds milliseconds to a few seconds, which enables normal in-store and online checkout process.
2.Low Transaction Fees
Transactions are confirmed instantly, within hundreds milliseconds to a few seconds, which enables normal in-store and online checkout process.
3.Special Transaction Types and Smart Contracts
Graft Point of Sale apps support multiple transactions types that are unusual for cryptocurrency. For example pre-authorization and capture that are necessary for ticket booking, hotel check-in, or gas station payment. Schedule or Escrow transactions, which are essentially pre-programmed configurable smart contracts, can help businesses set up periodic remittance and subscriptions.
4.Free Point of Sale App Accepts All Payment Methods
Free Mobile Point of Sale app accepts various cryptocurrencies and credit/debit cards, which eliminates the need to maintain multiple point of sale apps and wallets.
5.Merchant Payouts in Local Fiat Currency
Transaction are settled in real time and payouts can be received in local currency.
6.Authenticated Buyers
Buyers can confirm their identity in order to unlock some special transaction types which require age verification, for example.
All GRAFT user apps are “light” clients that do not store the blockchain or process any transactions. The user apps use remote API calls to communicate with “always on” GRAFT nodes, which mine new transactions blocks and process transaction requests in real time. Users that require an even higher level of control over privacy, anonymity, and availability
For example, large merchants or secret organizations may run their own supernode or even multiple supernodes, which would exclusively and privately communicate with their client apps, relay messages and transactions to other supernodes, 39 issue offline authorizations, and mine GRAFTs required for running store credit, gift, and loyalty programs.
The world’s moving towards “thin” devices. People around the world use more smartphones and tablets and less workstations and laptops. Therefore, we believe that a superior model for decentralized cryptographic payment systems will rely solely on small, individual nodes hosted on personal computers and will be based on dedicated powerful supernodes hosted by professionals, with thin-client apps connected to a authorization sample—a group of supernodes randomly selected by special fraud-prevention algorithm—via DAPI calls.
GRAFT processes all its transactions in “real time” (we expect most transactions to be completed in less than 3 seconds). Critically, GRAFT achieves this real-time payment without charging the customer an extra fee.
We believe a Blockchain like Graft can have a far reaching impact, removing friction from the systems and enabling new use cases. To provide a few examples:
1.Consumers benefiting from lower prices due to merchants fees going down
2.Merchants offering more products and services
3.Consumers and providers benefiting from significantly lowered administrative and transaction processing overhead
4.Drop in physical and electronic crime due to shift to cashless and secure crypto-currency
5.Consumers benefitting from lower credit card borrowing costs resulting from peer lending
GRAFT is currently working on RTA(real time authorizations).
In order to make payment processing feasible, the first critical step is to make transactions as close to instant as possible. Customers can't pay for a product and wait 30 minutes for a confirmation.
GRAFT's RTA ensures that payments will be authorized and processed in near real-time and that the buyer can pay in the currency of their choice while the merchants receive settlement in their preferred currency. Additionally, with RTA various transaction types such as authorizations and holds also become a possibility, providing point of sale systems with familiar processes and interfaces.
GRAFT's RTA will work by implementing a two layer network with supernodes (randomly selected based on stake tiers) confirming and validating transactions and exchanges in real time.
This is an extremely important development in the payment processing space. Real time transactions will enable retailers to continue with their business practice unchanged, while adding support for cryptocurrencies. All of this while continuing to use their existing payment terminals! GRAFT will closely resemble what the modern day credit card system does, both for merchants as well as customers!
CONCLUSION
To finish I will tell you more reasons why this is the best option, pay is very easy. Just bring your mobile phone to a shopping terminal and read the code ... or write your password in your virtual wallet. Although technologically very powerful sea, the payment is still very easy to execute. Advertising for your business All others are welcome. Become the first in your neighborhood to do it, and everyone will see how modern you are, there is no other safer currency in the world in terms of money transactions between accounts. No one can falsify them, or create coins that are not established. It is also not possible to access your account, or make transactions without your consent. Delve into the future. Virtual currencies have marked the passage of 21st century money. More and more people and businesses around the world have opted for virtual currencies and they have begun to write the future.
More information and resources
GRAFT
Graft White Paper
Graft Twitter
Graft Facebook
Graft Youtube
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graft2018
Post by: @Soymanuel