ROSCAcoin: Save and Borrow Solutions with P2P Systems

In developing countries worldwide, more than 1 billion people or 17% use ROSCA to store / borrow and support each other in their trusted communities. In addition, more than 2 billion people or 39% of the world's population do not have bank accounts in the world, and they may need help for some financial activities, such as credit. The banking system is at odds with its purpose of serving the rich, not the poor. For people who do not have a bank account, there is no good salary, it will be very difficult for them to receive financial support, such as bank loans from traditional financial institutions. In fact, this is a group of people most in need of help. In addition, the fees for commercial bank loans will be high for this group of people. ROSCA world market volume is estimated at more than 500 billion US dollars per year. (The calculation will be 1% -10% of the country's GDP, oriented to India). In addition, the P2P lending market is growing rapidly and has a market capitalization of $ 70 billion per year worldwide.

What is ROSCAcoin?
ROSCAcoin (RCA) is a cryptocurrency supported by self-governing, autonomous, decentralized, self-decentralized Rotating and Saving Credit Associations (ROSCA) ecosystem platform. With blockchain technology that includes smart contract features, ROSCAcoin is able to build ecosystems of financial solutions that leverage social capital and trust to collaborate with better finance options by eliminating higher borrowing costs, easier financing, better investment options and risk diversification.
The ROSCA method is a group of individuals who agree to meet together for the purpose of saving and borrowing for a certain period of time. This is a mixed form of peer-to-peer banking (P2P) and peer-to-peer lending (P2P).

MISSION ROSCAcoin

To build a sustainable partnership with rich people and companies that will invest to provide financial solutions and seek access to financial opportunities for those in need.
Create a decentralized financial solutions system using blockchain technology.
Create a transparent platform for the parties involved to enable powerful users to monitor and manage their financial solutions without third party involvement.
Create a crypto community where rich and commercial companies connect directly with their stakeholders.

Sales Information Token ROSCAcoin
1 ETH = 40,000 RCA
Token name: RCA (ROSCAcoin)
Standard: Ethereum ERC20 Standard Token
Total number of tokens: 10,000,000,000 (10 billion) that can not be reissued
Number of tokens sold: 3,000,000,000 (3 billion)
Method of exchange / payment: ETH and BTC

Funds to be allocated:

45% of the funds received from the RCA token will be distributed according to the salary and benefits of the team, as they believe that team members are the main assets in the ROSCAcoin organization.
15% will be allocated for office and overhead expenses, such as office rent, utilities, furniture and installation.
15% will be allocated to contractors, including legal counsel, remuneration for outsourcing services.
10% is financing marketing activities, and these expenses include business development and digital marketing.
10% for other projects, such as sales for sales agents ROSCAcoin, kiosks and building infrastructure for remote areas.
5% of the funds form reserves for unforeseen circumstances.

ROSCAcoin roadmap

2017

September - Market researchOctober - business plan, marketing plan, documentation

2018

March - ICO launchApril - launch of ICOJuly - Core Development & Development ROSCA Lending Circle (RLC)August - ROSCA Lending Circle (RLC) and ROSCA Merchant Program (RMP) Testing MVP, enabling ROSCAcoin in token exchange platformOctober - Development of final product ROSCA Lending Circle (RLC)

2019

January - ROSCA product development (RCS)April - ROSCA Lending Circle (RLC) and ROSCA Merchant Program (RMP) Go LiveMay - ROSCA credit rating (RCS) Go LiveAugust - Platform ROSCA P2P (RPP) Core & Mobile DevelopmentOctober - testing MVP P2P (RPP) MVP platform

2020

January - Develop ROSCA P2P platform (RPP)April - ROSCA P2P Platform (RPP) Go LiveJuly - ROSCA Crowdfunding Platform (RCP) Core & Mobile DevelopmentAugust - MVP Test on platform Crowdfunding Platform ROSCA (RCP)October - Development of final development of ROSCA Crowdfunding Platform (RCP)

2021

January - ROSCA Crowdfunding Platform (RCP) Go LiveApril - ROSCA Lucky Draw Platform (RLD) Core & Cellular DevelopmentJune - MOS Testing ROSCA Lucky Draw Platform (RLD)October - ROSCA Lucky Draw Platform (RLD) Development of final product

2022

Januari - ROSCA Lucky Draw Platform (RLD) Go LiveMarch - ROSCA Charity Platform (RYP) Core & Cellular DevelopmentMay - ROSCA Charitable Platform (RYP) Test MVPAugust - ROSCA Charity Platform (RYP) final product developmentNovember - ROSCA charity platform (RYP) Go Live

ROSCAcoin TEAM

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