Why is everybody panicking about using credit cards to purchase Bitcoin? You can't purchase stocks or bonds with a credit card. This isn't FUD, this is a positive, because it eliminates risky money in the marketplace.

Also Ripple's bet on banks is finally paying off. Ripple will be stronger and more resistant to volatility. In the next coming years we may see a 10 dollar Ripple as the Market Cap explodes and as Ripple is burned up.