Great first post. Told us quite a bit about you without writing about you.
It feels a bit like 1999 prior to the dot com crash. Funny thing people were not talking then about ponzi schemes even though the term was invented years before. Lots of half baked ideas with a dot com name skimming people's cash.
I am not a big believer in diversifying but I do agree one has to diversify the risky and unproven assets in a portfolio. I have done that with my coins (STEEM aside that is which is somewhat concentrated)
RE: Bitconnect: 3 important investing lessons from the HYPE 💰